Advertiser disclosure

Last updated October 20, 2026.

Why this page exists anyway

Sites that recommend financial products are expected to disclose material connections to the companies they cover. The FTC's endorsement guidance requires it, clearly and close to the recommendation. We publish the disclosure now, while the honest content of it is "none," so the standard is set before any money exists.

If we ever are compensated

Should UseTheseCards add affiliate links, this page will be updated the same day to state plainly:

• that we may be paid when you apply for or are approved for a card through our links;
• which categories of link are compensated, and how to tell them apart on the page;
• that compensation does not affect rankings, order, ratings or which cards are covered.

Compensated links would carry rel="sponsored" and a visible label on the row itself, and this notice would appear above any list containing them. Our ranking method would not change; see the editorial policy and how we're paid.

Coverage and accuracy

We are not an exhaustive list of available cards, and a card's absence is not a judgement. Card terms (rates, fees, credits, bonus categories) are set by the issuer and can change at any time, including after the date shown next to a card. Offers referenced here are not provided or reviewed by any issuer. Always confirm the current terms on the issuer's page before you apply.