Best cards → Signup offers
⚡ Current credit card signup bonuses
58 cards tracked · offers last verified Nov 10, 2026 · page generated November 10, 2026
No card issuer pays us today. UseTheseCards has no affiliate links and no advertisers, so this ranking is pure math over published card terms. Nothing on this page earns us a cent. How we're paid · Editorial policy
Everyone else's bonus page is a commission sheet. This one isn't: we are paid nothing by anyone, the links below go to the issuer's or the source's own page with no tracking of ours attached, and the offers we could not verify are listed as unverified instead of quietly rounded up.
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⚡ Elevated right now
Above this card's own normal offer, according to the offer history we researched. "Elevated" is a comparison with the card's past, not a recommendation to apply.
it Cash Backelevated
Discover
$200 bonus statement credit after $500 in the first 3 months, plus Cashback Match: an unlimited dollar-for-dollar match of all cash back earned in year one
Usually Cashback Match (perennial). Discover page, verified 2026-11-09: "Earn a $200 bonus statement credit when you spend $500 in the first 3 months." and "Get an unlimited dollar-for-dollar match of all the cash back you ea…
Offer verified Nov 9, 2026 · issuer page
Hilton Honors American Express Aspire Cardelevated
American Express
200,000 Hilton Honors bonus points after $6,000 in purchases in the first 6 months (limited-time offer)
Usually 150,000 points baseline; elevated offers ran 175,000 (+ Free Night Reward) and 180,000 before this 200,000 offer. Issuer states this ends Jan 13, 2027. Annual fee $550, not waived first year. Amex page, verified 2026-11-10: "Limited Time Offer", "Best Hilton Points Offer Yet: Earn 200,000 Hilton Honors Bonus Points with the Hilton Honors A…
Offer verified Nov 10, 2026 · issuer page
200,000 points
See this card at American Express ↗
≈ $600 at our researched 0.3¢/pt
after $6,000 in purchases in 6 months
Marriott Bonvoy Boundless Credit Cardelevated
Chase
200,000 bonus points after $3,000 in purchases in the first 3 months (this week only)
Usually 3 Free Night Awards (up to 50,000 each) or 85,000-100,000 points; the 5 x 50,000 free-night promo was the outlier high. Annual fee $95. Chase page, verified 2026-11-09: "OFFER ENDING SOON" and "Hurry! This week only: Earn 200,000 Bonus Points after spending $3,000 on eligible purchases within 3 months of acc…
Offer verified Nov 9, 2026 · issuer page
200,000 points
See this card at Chase ↗
≈ $1,400 at our researched 0.7¢/pt
after $3,000 in purchases in 3 months
IHG One Rewards Premier Credit Cardelevated
Chase
Up to 190,000 bonus points: 180,000 after $3,000 in the first 3 months, plus 10,000 for adding an authorized user in the first 3 months
Usually 140,000 points (plus 10,000 AU adder); record high was 185,000 after $6,000, which ran spring 2026. Issuer states this ends Nov 18, 2026. Annual fee $150 for new applicants since the 2026-10-01 refresh (was $99). Chase 5/24 applies. The Premier page shows 180,000 after $3,000 plus 10,000 for an authorized user, up from the 14…
Offer verified Nov 9, 2026 · issuer page
190,000 points
See this card at Chase ↗
≈ $950 at our researched 0.5¢/pt
after $3,000 in purchases in 3 months
The Platinum Card from American Expresselevated
American Express
As high as 175,000 Membership Rewards points after $12,000 in purchases in the first 6 months
Usually 80,000-150,000 points; 175,000 is the top of the current range and is highly targeted. Annual fee $895. Amex page, verified 2026-11-10: "APPLY AND FIND OUT YOUR WELCOME OFFER", "AS HIGH AS 175,000 Membership Rewards points after you spend $12,000 in purchases on your new Card…
Offer verified Nov 10, 2026 · issuer page
175,000 points
See this card at American Express ↗
≈ $2,625 at our researched 1.5¢/pt
after $12,000 in purchases in 6 months
Hilton Honors American Express Surpass Cardelevated
American Express
130,000 Hilton Honors bonus points plus a Free Night Reward after $3,000 in purchases in the first 6 months (limited-time offer)
Usually 130,000-150,000 points; elevated versions add a Free Night Reward on top (last seen expiring 4/15/2026). Issuer states this ends Jan 13, 2027. Annual fee $150. Amex page, verified 2026-11-10: "Limited Time Offer", "Earn 130,000 Hilton Honors Bonus Points + A Free Night Reward after you spend $3,000 in purchases on the Hilton Honor…
Offer verified Nov 10, 2026 · issuer page
130,000 points
See this card at American Express ↗
≈ $390 at our researched 0.3¢/pt
after $3,000 in purchases in 6 months
Delta SkyMiles Reserve American Express Cardelevated
American Express
As high as 125,000 bonus miles after $5,000 in purchases in the first 6 months
Usually 100,000 miles; limited-time high was 125,000 (100,000 + 25,000 tier), ended 7/15/2026. Annual fee $650. Amex page, verified 2026-11-10: "Apply and find out your welcome offer", "AS HIGH AS 125,000 Bonus Miles after you spend $5,000 in purchases on your new Card within the fir…
Offer verified Nov 10, 2026 · issuer page
125,000 miles
See this card at American Express ↗
≈ $1,375 at our researched 1.1¢/pt
after $5,000 in purchases in 6 months
American Express Gold Cardelevated
American Express
As high as 100,000 Membership Rewards points after $8,000 in purchases in the first 6 months
Usually 50,000-60,000 points historically; 90,000-100,000 is the recent elevated band. Annual fee $325. Amex page, verified 2026-11-10: "Apply and find out your welcome offer", "AS HIGH AS 100,000 Membership Rewards points after you spend $8,000 in purchases on your new Card…
Offer verified Nov 10, 2026 · issuer page
100,000 points
See this card at American Express ↗
≈ $1,500 at our researched 1.5¢/pt
after $8,000 in purchases in 6 months
Southwest Rapid Rewards Priority Credit Cardelevated
Chase
90,000 bonus points after $3,000 in purchases in the first 3 months (limited-time offer)
Usually 40,000-50,000 points standard; elevated offers reach 75,000, with a 100,000-point peak in mid-2025. Annual fee $229, applied to first billing statement. Chase page, verified 2026-11-09: "Earn 90,000 bonus points" "after you spend $3,000 on purchases in the first 3 months from account open…
Offer verified Nov 9, 2026 · issuer page
90,000 points
See this card at Chase ↗
≈ $1,080 at our researched 1.2¢/pt
after $3,000 in purchases in 3 months
United Quest Cardelevated
Chase
Up to 90,000 bonus miles + 500 PQP: 80,000 miles after $4,000 in the first 3 months and 500 PQP after your first purchase, plus 10,000 miles for adding an authorized user
Usually 60,000-70,000 miles + 500 PQP; elevated offers have hit 80,000-100,000 miles + 3,000 PQP (best ever ~110,000-115,000 with adders). Annual fee $350, not waived first year. Chase's Quest page (verified 2026-10-20) reads: "Earn 500 PQP after first purchase and 80,000 bonus miles" after $4,000 in the first 3 months, plus 1…
Offer verified Nov 9, 2026 · issuer page
90,000 miles
See this card at Chase ↗
≈ $1,080 at our researched 1.2¢/pt
after $4,000 in purchases in 3 months
United Explorer Cardelevated
Chase
Up to 80,000 bonus miles: 70,000 after $3,000 in the first 3 months, plus 10,000 for adding an authorized user in the first 3 months
Usually 50,000-60,000 miles; elevated offers reach 70,000-80,000 (plus AU/agent-code adders). Annual fee $0 intro first year, then $150. Chase page, read in a browser 2026-11-10: the banner reads "OUR BEST OFFER RETURNS" and the headline reads "Earn up to 60,000 80,000 bonus miles"…
Offer verified Nov 10, 2026 · issuer page
80,000 miles
See this card at Chase ↗
≈ $960 at our researched 1.2¢/pt
after $3,000 in purchases in 3 months
Venture Rewardselevated
Capital One
75,000 miles after $4,000 in 3 months, plus $300 for hotel and vacation rental bookings through Capital One Travel in your first cardholder year (limited-time offer)
Usually 75,000 miles. Capital One's Venture page (verified 2026-11-09) is labelled LIMITED-TIME OFFER and reads: "Enjoy $300 to use on hotel and vacation rental bookings through Capital One Travel in your first…
Offer verified Nov 9, 2026 · issuer page
75,000 miles
See this card at Capital One ↗
≈ $1,050 at our researched 1.4¢/pt
after $4,000 in purchases in 3 months
Standard current offers
The card's ordinary public offer. Points and miles bonuses show a dollar figure only when we have a researched redemption value for that currency: the conservative one from data/pointValues.json, never above the lowest figure our sources publish. Where a currency defeated us, the row says so and stays a point count.
Blue Cash Preferred
American Express
As high as $300 back after $3,000 in 6 months
Annual fee $0 intro for the first year, then $95. Amex page, verified 2026-11-10: "Apply and find out your welcome offer", "As High As $300 Cash Back after you spend $3,000 in purchases on…
Offer verified Nov 10, 2026 · issuer page
Blue Cash Everyday
American Express
As high as $200 cash back after $2,000 in 6 months
No annual fee. Amex page, verified 2026-11-10: "Apply and find out your welcome offer", "As High As $200 Cash Back after you spend $2,000 in purchases on your new Card within the first 6 mo…
Offer verified Nov 10, 2026 · issuer page
Customized Cash Rewards
Bank of America
$200 online cash rewards bonus after $1,000 in 90 days
Also 6% in the choice category for year one (3% base + 3% first-year boost): worth more than the SUB for heavy users.
Offer verified Nov 9, 2026 · issuer page
Unlimited Cash Rewards
Bank of America
$200 online cash rewards bonus after $1,000 in 90 days
Plus 2% flat cash back for the first year, reverting to 1.5% thereafter.
Offer verified Nov 9, 2026 · issuer page
Bilt Obsidian Card
Bilt (Column N.A., serviced by Cardless)
$200 in Bilt Cash on approval, no spend requirement
Mid tier, $95 annual fee (+$50 per authorized user).
Offer verified Nov 9, 2026 · issuer page
Quicksilver Cash Rewards
Capital One
$200 cash bonus after $500 in 3 months
Capital One page, verified 2026-11-09: "Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening." No limited-time label. DoC has seen targeted…
Offer verified Nov 9, 2026 · issuer page
Savor Cash Rewards
Capital One
$200 cash bonus after $500 in 3 months
Capital One's Savor page (verified 2026-10-20) reads: "Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening." The limited-time $25…
Offer verified Nov 9, 2026 · issuer page
Freedom Flex
Chase
$200 bonus after $500 in 3 months
Issuer page, verified 2026-11-09: "Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening." No limited-time label. The limited-time $250 offer record…
Offer verified Nov 9, 2026 · issuer page
Freedom Unlimited
Chase
$200 bonus (20,000 points) after $500 in 3 months
DoC lists an in-branch variant adding 5% gas/grocery for year one, not on the public page.
Offer verified Nov 9, 2026 · issuer page
Double Cash
Citi
$200 cash back (20,000 ThankYou points) after $1,500 in 6 months
No annual fee. Citi page, verified 2026-11-10: "Earn $200 cash back bonus after spending $1,500 on purchases in the first 6 months of account opening". The bonus is paid as ThankYou Points…
Offer verified Nov 10, 2026 · issuer page
Cash+ Visa Signature
U.S. Bank
$200 rewards bonus after $1,000 in 90 days (limited-time offer)
Window is stated as 90 days, not 3 statement months. U.S. Bank page, verified 2026-11-09: "For a limited time, earn a $200 rewards bonus after you spend $1,000 in eligible purchases within…
Offer verified Nov 9, 2026 · issuer page
Bilt Blue Card
Bilt (Column N.A., serviced by Cardless)
$100 in Bilt Cash on approval, no spend requirement
Entry tier of the Bilt 2.0 lineup (launched Jan 2026), $0 annual fee; Bilt Cash posts on/about account open date.
Offer verified Nov 9, 2026 · issuer page
Active Cash
Wells Fargo
$100 cash rewards bonus after $500 in 3 months
Issuer page, verified 2026-10-05: "Earn a $100 cash rewards bonus when you spend $500 in purchases in the first 3 months." Down from the $200 offer verified 2026-08-04, which stays recorded…
Offer verified Nov 9, 2026 · issuer page
Apple Card
Goldman Sachs Bank USA (Apple): Chase takeover pending
$75 in Daily Cash after $75 in purchases within 30 days
Channel-restricted: must apply via the promo link or Credit Karma marketplace; DoC has tracked targeted $300 versions.
Offer verified Nov 9, 2026 · issuer page
$75
See this card at Goldman Sachs Bank USA (Apple): Chase takeover pending ↗
after $75 in purchases in 1 month
IHG One Rewards Premier Select Credit Card
Chase
Up to 210,000 bonus points: 200,000 after $5,000 in the first 3 months, plus 10,000 for adding an authorized user in the first 3 months
Issuer states this ends Nov 18, 2026. Launch offer on a card Chase introduced 2026-10-01 (media.chase.com/news/ihg-premier-select-card-portfolio-updates). Chase's release says the launch offers end November 18. Annual fee $350…
Offer verified Nov 9, 2026 · issuer page
210,000 points
See this card at Chase ↗
≈ $1,050 at our researched 0.5¢/pt
after $5,000 in purchases in 3 months
IHG One Rewards Credit Card
Chase
Up to 135,000 bonus points: 125,000 after $2,000 in the first 3 months, plus 10,000 for adding an authorized user in the first 3 months
Issuer states this ends Nov 18, 2026. No annual fee. Chase page, verified 2026-11-09: "Earn 125,000 Bonus Points" "after you spend $2,000 on purchases in the first 3 months from account opening." plus "10,000 bonus points after…
Offer verified Nov 9, 2026 · issuer page
135,000 points
See this card at Chase ↗
≈ $675 at our researched 0.5¢/pt
after $2,000 in purchases in 3 months
Atmos Rewards Summit Visa Infinite
Bank of America
100,000 bonus points and a 25,000-point Global Companion Award after $6,500 in purchases in the first 90 days, plus a 50% flight discount code (limited-time online offer)
Annual fee $395. Bank of America page, verified 2026-11-09, main offer text: "Earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,500 or more on purchases…
Offer verified Nov 9, 2026 · issuer page
100,000 points
See this card at Bank of America ↗
≈ $1,500 at our researched 1.5¢/pt
after $6,500 in purchases in 3 months
Chase Sapphire Reserve
Chase
100,000 bonus points after $6,000 in purchases in the first 3 months
Annual fee $795 ($195 per authorized user). Chase 48-month Sapphire rule: not eligible for the bonus if you currently hold any Sapphire card or received a new-cardmember bonus on Sapphire P…
Offer verified Nov 9, 2026 · issuer page
100,000 points
See this card at Chase ↗
≈ $1,500 at our researched 1.5¢/pt
after $6,000 in purchases in 3 months
Delta SkyMiles Platinum American Express Card
American Express
As high as 90,000 bonus miles after $3,000 in purchases in the first 6 months
Annual fee $350. Amex page, verified 2026-11-10: "Apply and find out your welcome offer", "AS HIGH AS 90,000 Bonus Miles after you spend $3,000 in purchases on your new Card within the firs…
Offer verified Nov 10, 2026 · issuer page
90,000 miles
See this card at American Express ↗
≈ $990 at our researched 1.1¢/pt
after $3,000 in purchases in 6 months
Marriott Bonvoy Bevy American Express Card
American Express
85,000 Marriott Bonvoy bonus points after $5,000 in purchases in the first 6 months
Annual fee $250. Amex page, verified 2026-11-10: "Earn 85,000 Marriott Bonvoy Bonus Points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membersh…
Offer verified Nov 10, 2026 · issuer page
85,000 points
See this card at American Express ↗
≈ $595 at our researched 0.7¢/pt
after $5,000 in purchases in 6 months
Southwest Rapid Rewards Premier Credit Card
Chase
85,000 bonus points after $2,000 in purchases in the first 3 months (limited-time offer)
Annual fee $149, applied to first billing statement. Chase page, verified 2026-11-09: "Earn 85,000 bonus points after you spend $2,000 on purchases in the first 3 months from account openin…
Offer verified Nov 9, 2026 · issuer page
85,000 points
See this card at Chase ↗
≈ $1,020 at our researched 1.2¢/pt
after $2,000 in purchases in 3 months
Delta SkyMiles Gold American Express Card
American Express
As high as 80,000 bonus miles after $2,000 in purchases in the first 6 months
Annual fee $0 intro first year, then $150. Amex page, verified 2026-11-10: "Apply and find out your welcome offer", "AS HIGH AS 80,000 Bonus Miles after you spend $2,000 in purchases on you…
Offer verified Nov 10, 2026 · issuer page
80,000 miles
See this card at American Express ↗
≈ $880 at our researched 1.1¢/pt
after $2,000 in purchases in 6 months
Southwest Rapid Rewards Plus Credit Card
Chase
80,000 bonus points after $1,000 in purchases in the first 3 months (limited-time offer)
Annual fee $99, applied to first billing statement. Chase page, verified 2026-11-09: "Earn 80,000 bonus points after you spend $1,000 on purchases in the first 3 months from account opening…
Offer verified Nov 9, 2026 · issuer page
80,000 points
See this card at Chase ↗
≈ $960 at our researched 1.2¢/pt
after $1,000 in purchases in 3 months
Citi / AAdvantage Executive World Legend Mastercard
Citi
80,000 AAdvantage bonus miles after $8,000 in purchases in the first 3 months
Annual fee $695. Citi / AAdvantage page on creditcards.aa.com, verified 2026-11-09: "Earn 80,000 AAdvantage bonus miles" and "Bonus miles earned after $8,000 in purchases within the first 3…
Offer verified Nov 9, 2026 · source: creditcards.aa.com
80,000 miles
See this card at Citi ↗
≈ $1,120 at our researched 1.4¢/pt
after $8,000 in purchases in 3 months
Capital One Venture X Rewards Credit Card
Capital One
75,000 bonus miles after $4,000 in purchases in the first 3 months
Annual fee $395, offset by a $300 annual travel credit through Capital One Travel plus 10,000 anniversary miles. Capital One page, verified 2026-11-10: "Earn 75,000 bonus miles once you spe…
Offer verified Nov 10, 2026 · issuer page
75,000 miles
See this card at Capital One ↗
≈ $1,050 at our researched 1.4¢/pt
after $4,000 in purchases in 3 months
Sapphire Preferred
Chase
75,000 points after $5,000 in 3 months
Record 100k offer ended ~Jul 30 2026; DoC reports it may still work via referral links.
Offer verified Nov 9, 2026 · issuer page
75,000 points
See this card at Chase ↗
≈ $1,125 at our researched 1.5¢/pt
after $5,000 in purchases in 3 months
Citi Strata Elite Card
Citi
75,000 bonus ThankYou points after $6,000 in purchases in the first 3 months
Annual fee $595. Citi page, verified 2026-11-10: "Earn 75,000 bonus points after spending $6,000 in the first 3 months". Card launched July 2025, so offer history is thin. CITI 48-MONTH RUL…
Offer verified Nov 10, 2026 · issuer page
75,000 points
See this card at Citi ↗
≈ $1,125 at our researched 1.5¢/pt
after $6,000 in purchases in 3 months
Atmos Rewards Ascent Visa Signature
Bank of America
70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after $2,500 in purchases in the first 90 days (limited-time online offer)
Annual fee $95. Bank of America page, verified 2026-11-09: "Get 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer." "To qualify, make $2,500 or mor…
Offer verified Nov 9, 2026 · issuer page
70,000 points
See this card at Bank of America ↗
≈ $1,050 at our researched 1.5¢/pt
after $2,500 in purchases in 3 months
Citi / AAdvantage Globe Mastercard
Citi
60,000 AAdvantage bonus miles after $4,000 in purchases in the first 3 months
Annual fee $350. Citi / AAdvantage page on creditcards.aa.com, verified 2026-11-09: "Earn 60,000 American Airlines AAdvantage bonus miles" and "Bonus miles earned after $4,000 in purchases…
Offer verified Nov 9, 2026 · source: creditcards.aa.com
60,000 miles
See this card at Citi ↗
≈ $840 at our researched 1.4¢/pt
after $4,000 in purchases in 3 months
Citi Strata Premier Card
Citi
60,000 bonus ThankYou points after $4,000 in purchases in the first 3 months
Annual fee $95. Citi page, verified 2026-11-10: "Earn 60,000 bonus points after spending $4,000 in the first 3 months". CITI 48-MONTH RULE: bonus not available if you received a new-account…
Offer verified Nov 10, 2026 · issuer page
60,000 points
See this card at Citi ↗
≈ $900 at our researched 1.5¢/pt
after $4,000 in purchases in 3 months
Autograph Journey
Wells Fargo
60,000 bonus points after $4,000 in purchases in the first 3 months
Annual fee $95. Wells Fargo page, verified 2026-11-09: "Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months" "that's $600 toward your next trip". No limited-ti…
Offer verified Nov 9, 2026 · issuer page
60,000 points
See this card at Wells Fargo ↗
≈ $840 at our researched 1.4¢/pt
after $4,000 in purchases in 3 months
JetBlue Plus Card
Barclays
50,000 bonus TrueBlue points after $1,000 in purchases and paying the annual fee in full, both within the first 90 days
Annual fee $99, not waived first year. Barclays page, verified 2026-11-09: "Earn 50,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the fi…
Offer verified Nov 9, 2026 · source: cards.barclaycardus.com
50,000 points
See this card at Barclays ↗
≈ $650 at our researched 1.3¢/pt
after $1,000 in purchases in 3 months
Bilt Palladium Card
Bilt (Column N.A., serviced by Cardless)
50,000 points + Gold status after $4,000 in 3 months, plus $300 Bilt Cash on approval
Top tier, $495 annual fee; TPG values the combined package near $1,400: richest offer in this set.
Offer verified Nov 9, 2026 · issuer page
50,000 points
See this card at Bilt ↗
≈ $750 at our researched 1.5¢/pt
after $4,000 in purchases in 3 months
Citi / AAdvantage Platinum Select World Elite Mastercard
Citi
50,000 AAdvantage bonus miles after $2,500 in purchases in the first 3 months
Annual fee $0 intro first year, then $99. Citi / AAdvantage page on creditcards.aa.com, verified 2026-11-09: "Earn 50,000 American Airlines AAdvantage bonus miles plus travel benefits" and…
Offer verified Nov 9, 2026 · source: creditcards.aa.com
50,000 miles
See this card at Citi ↗
≈ $700 at our researched 1.4¢/pt
after $2,500 in purchases in 3 months
Capital One VentureOne Rewards Credit Card
Capital One
20,000 bonus miles after $500 in purchases in the first 3 months
No annual fee. Capital One page, verified 2026-11-09: "Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening". No limited-time label. Earns…
Offer verified Nov 9, 2026 · issuer page
20,000 miles
See this card at Capital One ↗
≈ $280 at our researched 1.4¢/pt
after $500 in purchases in 3 months
Citi Strata Card
Citi
20,000 ThankYou points after $1,000 in 3 months
No annual fee. Citi page, verified 2026-11-10: "Earn 20,000 bonus points after spending $1,000 in the first 3 months". Not available if you currently have or previously had a Citi Strata or…
Offer verified Nov 10, 2026 · issuer page
20,000 points
See this card at Citi ↗
≈ $300 at our researched 1.5¢/pt
after $1,000 in purchases in 3 months
Altitude Go Visa Signature
U.S. Bank
20,000 bonus points after $1,000 in 90 days
20,000 points = $200 cash redemption value.
Offer verified Nov 9, 2026 · issuer page
20,000 points
See this card at U.S. Bank ↗
≈ $200 at our researched 1¢/pt
low-confidence value: the sources we found are thin
after $1,000 in purchases in 3 months
Autograph
Wells Fargo
20,000 bonus points after $1,000 in 3 months
Issuer states $200 cash redemption value; points transfer to partners at 1:1.
Offer verified Nov 9, 2026 · issuer page
20,000 points
See this card at Wells Fargo ↗
≈ $280 at our researched 1.4¢/pt
after $1,000 in purchases in 3 months
American Airlines AAdvantage MileUp Card
Citi
15,000 AAdvantage bonus miles plus a $100 statement credit after $500 in purchases in the first 3 months
No annual fee. Citi / AAdvantage page on creditcards.aa.com, verified 2026-11-09: "Earn a $100 statement credit + 15,000 American Airlines AAdvantage bonus miles" "after $500 in purchases w…
Offer verified Nov 9, 2026 · source: creditcards.aa.com
15,000 miles
See this card at Citi ↗
≈ $210 at our researched 1.4¢/pt
after $500 in purchases in 3 months
World of Hyatt Credit Card
Chase
4 Free Night Awards at any Category 1-4 Hyatt hotel after $5,000 in purchases in the first 3 months (limited-time offer)
Annual fee $95, not waived first year. Chase page, verified 2026-11-09: "Earn 4 free nights at any Category 1-4 Hyatt hotel after spending $5,000 within the first 3 months of account openin…
Offer verified Nov 9, 2026 · issuer page
Value depends on your spend
See this card at Chase ↗
no verified point value: we won't guess
after $5,000 in purchases in 3 months
Discover it Miles
Discover
Miles Match: unlimited match of all miles earned in year one
Still open to new applicants; DoC also tracks a $100 referral bonus separate from the match.
Offer verified Nov 9, 2026 · issuer page
Value depends on your spend
See this card at Discover ↗
no verified point value: we won't guess
spend terms not published · in 12 months
Reported, not verified
These are the offers we could not stand behind. Amex, Citi and Capital One render their welcome offers only to logged-in or targeted visitors, so for these cards we are repeating what a third party reported and could not confirm it at the issuer. Treat every number here as "check the issuer page": several are explicitly "as high as" offers that many applicants will not see.
Closed, or no offer at all
Listed so their absence is visible rather than looking like an oversight. A card here is either shut to new applications or simply has no welcome bonus: several perfectly good cards never run one.
AAdvantage Aviator Red World Elite Mastercardclosed to new applicants
Barclays
No welcome offer - card is discontinued and closed to new applicants
DISCONTINUED: noNewApplications is true and the card is suppressed from recommendations. Checked 2026-11-10: the Barclays card catalog at cards.barclaycardus.com/banking/cards/ lists 26 car…
Offer verified Nov 10, 2026 · source: cards.barclaycardus.com
No current welcome offer
Custom Cashclosed to new applicants
Citi
No welcome offer published.
Citi page states applications closed as of May 28 2026; existing cardholders keep the card, applicants steered to Double Cash.
Offer verified Nov 10, 2026 · issuer page
No current welcome offer
Gold Card
Robinhood (Coastal Community Bank)
No welcome offer published.
Still waitlist-gated with gradual rollout; requires $50/yr Robinhood Gold subscription, card itself has no annual fee.
Offer verified Nov 9, 2026 · issuer page
No current welcome offer
See this card at Robinhood ↗
Unlimited 2% Credit Card
SoFi Bank, N.A.
No welcome offer published.
No annual fee. SoFi page, verified 2026-11-10: "Get unlimited 2% cash back rewards on all eligible purchases with no annual fee." The page prints no welcome bonus. Applications run through…
Offer verified Nov 10, 2026 · issuer page
No current welcome offer
See this card at SoFi Bank ↗
PayPal Cashback Mastercard
Synchrony
No welcome offer published.
PayPal product page, verified 2026-11-09: no welcome or sign-up bonus shown; it lists only the ongoing 3% with PayPal and 1.5% elsewhere. "There is no annual fee with the PayPal Cashback Ma…
Offer verified Nov 9, 2026 · source: paypal.com
No current welcome offer
See this card at Synchrony ↗
Before you chase a bonus
- Chase 5/24. Five or more new personal cards from any issuer in the last 24 months and Chase will decline you: the bonus is irrelevant if the application is.
- Amex is once per lifetime. One welcome bonus per card product, ever. Amex's pop-up tells you before the hard pull; take it seriously.
- The Sapphire 48-month rule. No Sapphire bonus if you hold any Sapphire card, or took a Sapphire Preferred/Reserve bonus in the past 48 months.
- A bonus never justifies interest. A $200 bonus is gone after one month of carrying a $3,000 balance at 25% APR. If the minimum-spend requirement means buying something you wouldn't have bought, the bonus is already spent.
- Annual fees are real money. A card with a $795 fee and a $1,000 bonus is a good year one and a question every year after. The app's annual-fee verdict answers it from what you actually used.
How to read this
We earn nothing from this page. Card links go through usethesecards.com/go/ and today redirect straight to the issuer. We earn nothing and count nothing. There is no affiliate network in the middle, no tracking id appended and no paid placement anywhere on this site; the source links are plain nofollow links to whoever published the offer. If that ever changes, how we're paid will say so before the link does, every paid link will be tagged as sponsored to search engines, and the row itself will carry a visible label, while the rows that pay us nothing keep saying so.
Welcome offers change without notice, are frequently targeted, and are often higher in-branch or by referral than on the public page. Every row carries the date we checked it and the page we read. Where the issuer would not show us its own offer, the row names the third party we used instead of pretending it came from the issuer.
A signup bonus is a one-time payment for changing your spending for three months. The recurring question (is this card worth its annual fee this year?) is the one the app answers, from the credits you actually checked off. Wrong number here? .